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Your mortgage should not be one-size-fits-all

The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.

The best way to find out what mortgage is best for your home purchase is to get preapproved with a CMG Financial loan officer. Mortgage preapproval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.

USDA Loan

The USDA Loan was designed to facilitate rural development. USDA Loans are guaranteed by the United States Department of Agriculture. They are available with no down payment and the option to finance the 1% funding fee and other closing costs.

USDA Loan Fast Facts

CMG FINANCIAL * 3160 CROW CANYON RD, SUITE 400, SAN RAMON, CA 94583 * NMLS# 1763388